Calculators / Purchase → True Cost
Purchase → True Cost
"What does this purchase actually cost my future self?"
The car does not cost $59,000. It costs you nearly half a million dollars in your future net worth.
— Debugging Your Personal Finance, Chapter 12
True future cost: —
That's — of your life energy.
Compounds the price at a constant real return. Does not model depreciation, replacement cost, or use value of the item.
From Chapter 12 of Debugging Your Personal Finance. Simple calculator · Inputs stay in your browser · Not financial advice.
A simplified calculator for education, not financial advice. See the disclaimer.