<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Data-Driven Personal Finance — Armin Norouzi</title><description>Personal finance, treated as an engineering problem.</description><link>https://datadrivenpersonalfinance.com/</link><item><title>1% Better vs. 1% Worse: The Exponential Math Separating Wealthy Engineers from Broke Ones</title><link>https://datadrivenpersonalfinance.com/articles/1pct-compounding-habits/</link><guid isPermaLink="true">https://datadrivenpersonalfinance.com/articles/1pct-compounding-habits/</guid><description>Why small daily financial decisions are not small at all — and how to engineer the compounding forces in your favor</description><pubDate>Wed, 29 Jul 2026 14:00:00 GMT</pubDate></item><item><title>Why Starting 10 Years Late Costs You 50% of Your Wealth — Not 25%</title><link>https://datadrivenpersonalfinance.com/articles/cost-of-waiting/</link><guid isPermaLink="true">https://datadrivenpersonalfinance.com/articles/cost-of-waiting/</guid><description>The brutal arithmetic of doubling periods, and why no amount of catch-up saving can undo a delayed start</description><pubDate>Wed, 22 Jul 2026 14:00:00 GMT</pubDate></item><item><title>The Aviation Principle That Explains Why Most Engineers Never Achieve Financial Freedom</title><link>https://datadrivenpersonalfinance.com/articles/1-in-60-rule/</link><guid isPermaLink="true">https://datadrivenpersonalfinance.com/articles/1-in-60-rule/</guid><description>How a 1-degree error in your savings rate compounds into a financial canyon — and what it takes to correct your heading</description><pubDate>Wed, 15 Jul 2026 14:00:00 GMT</pubDate></item></channel></rss>